html{background-color:#eef1f5;margin:0;min-height:100%;min-width:100%;overflow-x:hidden}#root,body{margin:0;min-height:100vh;min-width:100vw}:root{--navy:#1b2a4a;--navy2:#12203c;--indigo:#3b3bd6;--indigo-d:#2e2eb0;--ink:#1f2733;--muted:#8a93a3;--line:#d9dde6;--bg:#eef1f5;--card:#fff}.apex{background:#eef1f5;background:var(--bg);color:#1f2733;color:var(--ink);font-family:Calibri,Arial,Helvetica Neue,sans-serif;min-height:100vh}.apex-wrap{grid-gap:30px;align-items:start;display:grid;gap:30px;grid-template-columns:1.25fr .9fr;margin:34px auto;max-width:1240px;padding:0 20px}@media (max-width:900px){.apex-wrap{grid-template-columns:1fr}}.apex-panel{background:#fff;background:var(--card);border-radius:14px;box-shadow:0 10px 32px #141e3c1a;overflow:hidden}.apex-panel-head{background:#3b3bd6;background:var(--indigo);color:#fff;font-size:16px;font-weight:700;letter-spacing:.08em;padding:15px;text-align:center}.apex-panel-body{padding:28px 32px 32px}.apex-eligibility{background:#f5f7fb;border:1px solid #d9dde6;border-left:4px solid #3b3bd6;border:1px solid var(--line);border-left:4px solid var(--indigo);border-radius:8px;margin-bottom:24px;padding:14px 18px}.apex-elig-group+.apex-elig-group{margin-top:10px}.apex-elig-title{color:#1b2a4a;color:var(--navy);font-size:13.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.apex-eligibility ul{list-style:none;margin:5px 0 0;padding-left:4px}.apex-eligibility li{color:#1f2733;color:var(--ink);font-size:15px;line-height:1.55;padding-left:24px;position:relative}.apex-eligibility li:before{color:#3b3bd6;color:var(--indigo);content:"✓";font-weight:700;left:0;position:absolute;top:0}.apex-grid{grid-gap:24px 34px;display:grid;gap:24px 34px;grid-template-columns:1fr 1fr}@media (max-width:520px){.apex-grid{grid-template-columns:1fr}}.apex-field-label{color:#8a93a3;color:var(--muted);display:block;font-size:13px;margin-bottom:3px}.apex-num{align-items:baseline;border-bottom:1.5px solid #d9dde6;border-bottom:1.5px solid var(--line);display:flex;padding:6px 0}.apex-num input{background:#0000;border:0;color:#1f2733;color:var(--ink);font-size:21px;outline:0;width:100%}.apex-num:focus-within{border-color:#3b3bd6;border-color:var(--indigo)}.apex-num.has-err{border-color:#d7301f}.apex-num input::-webkit-inner-spin-button,.apex-num input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.apex-num input[type=number]{-moz-appearance:textfield}.apex-unit{font-size:13px;padding-left:8px;white-space:nowrap}.apex-hint,.apex-unit{color:#8a93a3;color:var(--muted)}.apex-err,.apex-hint{font-size:12px;margin-top:4px}.apex-err{color:#d7301f}.apex-radio{gap:26px;padding-top:8px}.apex-radio,.apex-radio label{align-items:center;display:flex}.apex-radio label{color:#1f2733;color:var(--ink);cursor:pointer;font-size:17px;gap:8px;margin:0}.apex-radio input{accent-color:#3b3bd6;accent-color:var(--indigo);height:18px;width:18px}.apex-actions{display:flex;gap:12px;justify-content:flex-end;margin-top:32px}.apex-btn{align-items:center;border:0;border-radius:7px;color:#fff;cursor:pointer;display:inline-flex;font-size:15px;font-weight:700;justify-content:center;letter-spacing:.04em;min-width:110px;padding:12px 22px}.apex-btn.clear{background:#9aa3b2}.apex-btn.predict{background:#3b3bd6;background:var(--indigo)}.apex-btn.predict:hover{background:#2e2eb0;background:var(--indigo-d)}.apex-btn.clear:hover{filter:brightness(.95)}.apex-btn:disabled{cursor:default;opacity:.7}.apex-result-body{padding:32px;text-align:center}.apex-result-empty{color:#8a93a3;color:var(--muted);font-size:16px;padding:56px 8px}.apex-score-cap{color:#8a93a3;color:var(--muted);font-size:13px;letter-spacing:.16em;margin-bottom:6px;text-transform:uppercase}.apex-score-num{font-family:Bookman Old Style,Cambria,serif;font-size:86px;font-weight:700;line-height:1}.apex-grade-chip{border-radius:22px;color:#fff;display:inline-block;font-size:16px;font-weight:700;margin-top:16px;padding:9px 20px}.apex-mort{border-top:1px solid #d9dde6;border-top:1px solid var(--line);margin-top:26px;padding-top:22px}.apex-mort-cap{color:#8a93a3;color:var(--muted);font-size:13px;letter-spacing:.12em;text-transform:uppercase}.apex-mort-num{font-size:40px;font-weight:700;margin-top:6px}.apex-disclaim{color:#8a93a3;color:var(--muted);font-size:12.5px;line-height:1.55;margin-top:22px}.apex-spinner{animation:apex-spin .8s linear infinite;border:2px solid #ffffff80;border-radius:50%;border-top-color:#fff;display:inline-block;height:20px;width:20px}.apex-spinner.dark{border:3px solid #3b3bd640;border-top:3px solid var(--indigo);height:34px;width:34px}@keyframes apex-spin{to{transform:rotate(1turn)}}.apex-header{background:linear-gradient(180deg,#1b2a4a,#12203c);color:#fff;padding:28px 20px 24px;text-align:center}.apex-wordmark{color:#fff;font-family:Bookman Old Style,Cambria,Georgia,serif;font-size:50px;font-weight:700;letter-spacing:.06em;line-height:1}.apex-wordmark .x{color:#ffd23f}.apex-subtitle{color:#c7d0e2;font-size:13.5px;letter-spacing:.14em;margin-top:10px;text-transform:uppercase}.apex-subtitle b{color:#ffd23f}